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Weakness of Balance Transfer Credit Cards


Balance transfer credit cards allow you to transfer the balances from your other cards onto your new card. The 0% introductory APR is great because it allows you some time to pay off these debts without being charged interest, but if you’re not careful, you may find yourself paying more than you thought. Offers often charge 0% on transfers but may charge a very high interest rate on any new purchases. In addition, they may not be able to be paid off until your transferred balances are paid in full. This can equate to you paying a lot in interest charges on these new purchases.

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